Discount Card Services

Currently, instead of the card, we are using two types of apps — one for customers and another for shops.

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What is the DD Card?

1. Introduction

The DD Card, short for Divine Discount Card, is a premium privilege membership program created and operated by ZAIDIVINE BUSINESS.
It’s more than just a discount card — it is a digital membership system that connects customers with exclusive deals, benefits, and offers from a curated network of merchants and service providers across Kerala, India, and potentially beyond.

Unlike ordinary coupon codes or loyalty points, the DD Card operates as a single, unified platform for both customers and businesses. Customers enjoy consistent, verified discounts and premium benefits. Merchants gain a new and loyal customer base.
This two-way value system creates a win–win relationship — users save money, and businesses increase sales and brand visibility.

2. The Core Idea

At its heart, the DD Card is about loyalty, exclusivity, and convenience.

• Loyalty: Customers who purchase a DD Card membership become regular patrons of partner shops because they know they’ll always get a benefit there.

• Exclusivity: Offers are not available to the general public — only verified DD Card members can access them.

• Convenience: The system is digital — stored in a mobile app — so no paper cards or printed coupons are needed.

3. How It Works for Customers

For customers, the process is simple:

1. Download the DD Card App
   Available on major mobile platforms, the app acts as the main hub for your membership.

2. Register & Activate Membership
   Sign up with your name, contact details, and preferred payment method. Once payment is processed, your membership is activated.

3. Browse Exclusive Offers
   The app shows a list of partner merchants, filtered by category, location, or popularity.
   If you allow location permissions, you can see nearby deals instantly.

4. Redeem Discounts In-Store or Online
   When you visit a participating merchant, you simply show your active DD Card in the app. The merchant verifies your membership and applies the agreed discount.

5. Stay Updated
   The app sends notifications when new offers, seasonal deals, or premium benefits become available.

4. Types of Benefits

DD Card members can expect a wide range of privileges, depending on the merchant:

• Percentage Discounts (e.g., 10% off all items)

• Fixed Amount Discounts (e.g., ₹100 off purchases above ₹500)

• Exclusive Access to New Products or Services

• Special Event Invitations

• Bundle Deals and “Members-Only” Promotions

Benefits are designed to be clear, predictable, and repeatable, so customers know what they get before visiting.

5. How It Works for Merchants

Merchants join the DD Card network as partners.

1. Onboarding & Agreement
   Businesses agree to provide a specific, consistent discount or benefit to DD Card holders.

2. Merchant App Access
   Merchants use a dedicated DD Card for Shops app, where they can:

   • Verify member cards in real time

   • Track transactions involving DD Card holders

   • View analytics on customer visits and sales

3. Boost in Customer Flow
   Every merchant is promoted inside the DD Card user app, meaning thousands of potential customers will see their store.

4. Settlement & Support
   The merchant app also handles settlement records, ensuring smooth business tracking.

6. Why Customers Love the DD Card

• Guaranteed Savings: Discounts apply every time, not just during special sales.

• Wide Merchant Network: A variety of shops, restaurants, service providers, and more.

• Easy to Use: No need for paper vouchers — just the app.

• Exclusive Feel: Being part of a membership club with special treatment.

• Transparency: Discount details are shown in the app — no surprises at billing time.

7. Why Merchants Join the DD Card Network

• New Customers: Gain access to a loyal audience of paying members.

• Free Promotion: Appearing in the DD Card app is essentially free marketing.

• Increased Revenue: Even with discounts, the increase in sales volume offsets reductions.

• Brand Image: Being part of an exclusive network increases prestige.

• Data Insights: Merchants can see trends in customer behavior.

8. The Technology Behind the DD Card

DD Card runs as a two-app ecosystem:

1. DD Card User App – For customers to browse, redeem, and manage memberships.

2. DD Card for Shops App – For merchants to verify memberships, track sales, and update offers.

Both apps connect to a secure cloud-based backend that handles:

• Membership verification

• Transaction recording

• Data encryption for user privacy

• Push notifications for real-time updates

9. Membership Process in Detail

1. Sign-Up – Enter your details, agree to terms, and choose a payment plan.

2. Verification – Your account is activated, and you receive a digital membership ID.

3. Browsing Offers – You can search by location, category, or merchant name.

4. Using the Card – Show your digital ID in-store or enter a verification code online.

5. Renewal – Membership can be renewed through the app with a few taps.

10. Privacy and Security

ZAIDIVINE BUSINESS follows strict Privacy Policy guidelines:

• Personal data (name, email, phone) is collected only for service purposes.

• Location data is optional and only used for showing nearby offers.

• Payment data is processed via certified gateways — we never store raw card numbers.

• No selling of personal data to advertisers.

Security features include:

• Encrypted communication between app and server

• Regular security audits

• Authentication checks for merchants

11. Rules and Fair Use

To maintain quality for all members:

• Accounts are non-transferable.

• Members must present their own active card to get benefits.

• Fraudulent use (e.g., fake accounts, sharing logins) leads to immediate termination.

12. Example Scenarios

Example 1 – Food Lover
An active DD Card member in Kozhikode checks the app on Friday evening. They see a partner restaurant offering 15% off all dine-in meals for members. They visit, enjoy the discount, and save ₹200 on their bill.

Example 2 – Merchant Growth
A small clothing boutique in Malappuram joins the DD Card network. In the first month, 80 new customers visit because they saw the store in the app. Even with a 10% discount, monthly revenue rises.

13. Future of DD Card

The vision for DD Card includes:

• Expanding merchant network across multiple states.

• Adding online shopping benefits with e-commerce partners.

• Tiered memberships (e.g., Silver, Gold, Platinum) for different benefit levels.

• AI-driven recommendations for better deal matching.

14. Key Takeaways

• DD Card is not just a discount card — it’s a lifestyle membership.

• Customers save money; merchants gain loyal customers.

• The app system makes it easy, fast, and secure for both sides.

• The network is constantly growing, making the card more valuable over time.

User App

Shop App